The National Association of Counties (NACo) and WCA, through a partnership with CVS Caremark, provide a free prescription discount card exclusively to NACo member counties. The card can be made available at no cost to all county residents, regardless of age, income, or existing health coverage.
The card provides discounts on prescriptions for seniors and residents who are uninsured or underinsured. The card can even be used by counties to help inmates get discounts on prescriptions. There are no forms to fill out, nor are there income requirements or medical condition restrictions.
Cardholders and their family members may use the card any time their prescriptions are not covered by insurance. There is no enrollment form, no membership fee, and no restrictions or limits on frequency of use. The cardholder simply pays the negotiated discount price or the pharmacy’s retail price, whichever is lower. More than 60,000 pharmacies nationwide accept the card including most chain pharmacies and many independent pharmacies.
Counties benefit from the program by being able to offer their county residents a no-cost alternative to paying full price for prescriptions and securing the opportunity to capture an administrative fee for overseeing the program. Residents benefit from the program by saving up to 75% off of their prescriptions (with an average savings of 24%).
The NACo Prescription Discount Card program is a useful option to use in conjunction with Medicare Part D. For example, the card can be used when a Medicare Part D plan does not cover a medication. The program also has a safety feature that alerts pharmacists when one medication may have an interaction with another medication the cardholder is taking if the prescriptions were obtained with the NACo Prescription Discount Card.
The free cards are distributed in the sponsoring county and may be used at any participating retail pharmacy. County residents can also print a card from the Internet. The discount card is not insurance.